I hate navigating the landscape of health insurance. Before I became self-employed, I weighed the pros and cons of the insurance programs my employer offered. Loved-One and I are both healthy, so in all our years of working for The Man, we rarely met the deductable. As a self-insured free-lance writer, I hemmed and hawed about purchasing health insurance. Sure we’re healthy, but the what-ifs plagued me.
After much research and policy comparisons, we purchased high deductable insurance coverage from Aetna. It costs more than $10,000 a year. In anticipation of the Affordable Health Care Act, each policy every insurers offered covered routine testing and an annual physical.
I read the Affordable Health Care Law. Ask me a question if you want. I can find it and give you the answer, and quote page number. I can tell you